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Director Retail Products Job NCBA

Banking Jobs, NCBA Bank Jobs.

The Director – Products is responsible for defining and executing the strategic vision, development, and lifecycle management of the bank’s retail products across both digital and non-digital channels. The role ensures that products are innovative, customer-centric, commercially viable, and aligned with the bank’s overall retail banking strategy. By translating market insights and customer needs into compelling value propositions, the Director – Products drives product market fit, profitability, and sustainable growth while collaborating with cross-functional teams to deliver high-quality solutions that enhance customer experience and deliver measurable business impact.

Academic- Minimum qualifications:

Academic:

  • Bachelor’s degree from a recognized accredited university.
  • Master’s degree in strategic management or business administration, or other similar relevant qualification.
  • Professional certifications in Product Management, Agile, Scrum (e.g., Certified Scrum Product Owner – CSPO) or Design Thinking are desirable.

Desired work experience:

  • Over 12 years’ relevant experience in the banking industry financial technology (Fin-tech), 5 of which must have been in Product Management at a senior level
  • In-depth knowledge of Retail products CSME, Consumer and Digital banking
  • Track record of successful implementation of product variants and innovative customer offerings.
  • Experience aligning product portfolios with business growth, revenue targets, and customer value propositions
  • Data Analytics & Insight-Driven Decision Making: Strong capability to use data, KPIs, and customer insights to guide product decisions, measure performance, and continuously optimize outcomes.
  • Digital Product Lifecycle Management: Demonstrated experience managing the full product lifecycle from ideation and development through launch, scaling, and retirement across digital platforms.
  • Agile Delivery & Product Development Practices: Extensive experience leading Agile/Scrum-based product development with cross-functional teams to deliver iterative and high-impact solutions.
  • Technology & Systems Knowledge: Solid understanding of digital platforms, APIs, system integration, and modern technologies such as cloud and AI to effectively collaborate with technology teams.

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