Credit Officer Job Centenary Sacco

Finance Jobs. Centenary Sacco Society

Job Purpose

To drive business growth through effective loan appraisal, disbursement, and recovery while maintaining strong customer relationships and ensuring portfolio quality.

Key Responsibilities

• Mobilize members and generate quality loan business within assigned zones.
• Analyse loan applications by assessing financial statements, business viability, and creditworthiness.
• Ensure timely loan disbursement and strict adherence to credit policies.
• Monitor loan repayment and proactively manage the accounts.
• Offer members alternative solutions if they cannot qualify for the applied loan.
• Negotiate repayment plans and ensure efficient debt recovery.
• Maintain accurate and up-to-date customer and loan records.
• Prepare monthly financial and portfolio performance reports.
• Handle customer complaints professionally and promptly.
• Perform any other duty as may be assigned from time to time.

Minimum Qualifications and Requirements

• A Diploma in Banking, Business Management, Business Administration or a Bachelor’s degree in Finance, Banking, Economics, Statistics, Business Administration, Cooperative Management, Commerce, or any related field from a recognized university.
• Minimum of 2–3 years’ experience in credit management or a similar role within a financial institution, preferably in a SACCO or Microfinance institution.
• Good interpersonal and communication skills with excellent customer service.
• A team player with the drive to improve performance.
• Self-driven and able to work with minimal supervision.
• A high degree of integrity and commitment.

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How to Apply

Interested and eligible candidates should attach the following documents:

• Application Letter
• Updated Curriculum Vitae
• Certified Copies of Academic & Professional Certificates
• National Identity Card / Passport
• Testimonials
• Valid Certificate of Good Conduct
• Any other relevant supporting documents

Applications should be submitted on or before Monday, 25th March 2026 at 5:00 PM.

Applications can be sent via email quoting the job title as the subject to:
hr@centenarysacco.org

(All documents should be in PDF format)

Alternatively, applications may be hand delivered to any Centenary Sacco branch.

Applications should be addressed to:

The Chairman
Centenary Sacco Society Ltd
P.O Box 1207-60200
Meru, Kenya

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