Senior Officer, Loans Recovery Job UN Sacco

Finance Jobs. UN Sacco Jobs

Working closely with the Head of Credit, he /she will institute recovery strategies for distressed loans/debts. The Job holder will execute the institution’s strategy in reducing the Non-Performing Assets portfolio (NPA) as per laid out guidelines in the UN Sacco’s credit policy. Monitors closely the distressed loans/debt portfolio and ensures they are fully repaid as stipulated in the terms and conditions to prevent loss to the institution due to non-repayments.

Key Responsibilities

• Projecting relevant trends that affect the collectibles of the portfolio and isolate potential problem areas
• Monitor the distressed loans/debts repayments and initiate/recommend course of action
• Supports the Head of Credit in instructing and following up with external service providers on Non-Performing Asset matters i.e. debt collectors, auctioneers etc.
• Extracts, confirms and transmits information to licensed Credit Reference Bureau
• Conducts member visits (on a need basis) and make telephone calls to follow up on payments from Non-Performing Assets
• Reports on NPAs (Write offs, Collections, Guarantors etc.) on a regular predetermined basis and provide information to Management and Board of Directors at UN Sacco.
• Ensures a record is maintained to track recovery progress for all loans/debts in arrears
• Ensures monthly arrears and reports are prepared and submitted to Head of Credit and follows up to ensure full repayment
• Ensures accurate demand letters are prepared and ensure that they are forwarded to the defaulting Members
• Ensures accurate reports are prepared and recommendations made on bad debts to be written-off to the management for approval
• Follows up on loan guarantors to ensure full repayment of defaulted loans
• Manage resource scheduling and the determination of priority of work and procedures to maximize production output and success levels.
• Report and monitor all risks associated with debt recovery
• Generate distressed loans/debt reports periodically
• Coordinates with insurance on settlement of death/permanent disability cases
• Feeds back to the business lessons learnt that can be utilized to leverage future business opportunities

Other Responsibilities

• Performs any other responsibilities as may be assigned by the Head of Credit from time to time.

Qualifications

• Experience: Minimum 4 years’ experience in mid-level to senior positions in debt recovery
• Academic Qualification: Undergraduate degree in Business related field
• Professional Certification: Financial Management with bias to Credit, Collections & Recoveries

How to Apply

Interested candidates should submit:

• An Application letter
• Updated curriculum vitae
• Copies of Academic certificates
• Any other supporting document

Applications should be emailed to the Human Resources Office through email address: recruit2026@unsacco.org no later than 1st May 2026.