Loans Officer Job Factorhouse

Banking Jobs. Factorhouse Jobs. Loans Officer maintaining and growing a healthy loan portfolio through loan application review, disbursement processing, debt collection and portfolio performance reporting, requiring a bachelor’s degree or diploma in a Business-related field, at least 3 years experience in an unsecured lending environment and proven credit appraisal and debt collection skills, in a financial services environment, on-site role.

As a Loans Officer, your primary role is to Maintain and grow a healthy Loan portfolio through prudent loan administration and compliance with policies and procedures.

Detailed Responsibilities

• Reviewing Loan Applications and Processing of Loans for Disbursement. This will include ensuring full documentation and due diligence on every loan before processing for payment.
• Offer Customer Service Support through continuously engaging the customers and maintaining strong positive relationships with borrowers.
• Ensure that all loans in your Portfolio are collected at due dates.
• Preparation and presentation of comprehensive, timely & reliable Daily, Weekly and Monthly Collection and Portfolio Performance Reports.

Qualifications, Experience & Attributes

• Bachelor’s degree or Diploma in Business related field.
• At least 3 years’ experience in Unsecured Lending Environment (Digital Credit Providers, MFIs and other Unsecured Lending Businesses environments)
• Proven adeptness in Credit Appraisals, Disbursements and Debt Collection. 
• Experience dealing with high volume calling and hitting monthly targets
• Persuasive with strong communication skills
• Self –driven and demonstrate ability to work with minimum supervision
• Strong attention to detail, goal oriented.
• Outgoing and confident personality who is able to operate at all levels.

How to Apply

To make an application, send in your application letter and an up-to-date C.V with telephone contacts for at least three current referees to careers@factorhouseltd.com before 28th SEPTEMBER ,2026. Indicate Loans Officer as the subject to your application.