Credit Officer Job Chess Sacco Kiambu, Kenya
CHESS Sacco is a regulated Savings and Credit Cooperative Society based in Kiambu Town. We are dedicated to providing ethical, community-focused financial services that empower our members to build wealth and achieve economic independence. To support our credit operations and ensure financial stability, we are seeking a results-driven, highly principled Credit Officer.
Key Responsibilities
- Implement sound credit policies, strategies, and procedures to ensure efficient loan processing, portfolio management, and timely loan repayments.
- Appraise, review, and evaluate loan applications in accordance with the SACCO’s Credit Policy and lending procedures.
- Monitor the performance of the loan portfolio and prepare timely reports to maintain a healthy and quality loan book.
- Ensure adherence to approved loan repayment schedules and initiate appropriate recovery measures for delinquent accounts.
- Maintain a Portfolio at Risk (PAR) of below 5% and achieve other credit performance targets set by the SACCO.
Qualifications, Skills, and Experience
- Education: Minimum of a Diploma or Degree in a business-related field (e.g., Finance, Accounting, Co-operative Management, Credit Management, or Business Administration).
- Age: Must be 25 years of age and above.
- Experience: Prior experience in loan recovery or debt collection from financial institutions or SACCOs is an added advantage.
- Integrity & Professionalism: High level of personal integrity, strong negotiation skills, firmness, and excellent verbal and written communication abilities.
How to Apply
Applicants meeting the above criteria are invited to submit their application letter, detailed Curriculum Vitae (CV), academic and professional certificates, and clearly state their expected salary.
Applications should be addressed to:
The Sacco Manager
CHESS SACCO
P.O. Box 1460-00900
Kiambu
Email your complete application package to: chesskenya@gmail.com
Deadline: Applications must be received on or before Friday, 31st July 2026.
CHESS Sacco is an equal opportunity employer.
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