Loans (Relationship) Officer-Luanda Job (20K)

Finance Jobs. Brites Management Jobs.

Key Responsibilities

• Develop and maintain strong relationships with existing clients to ensure their satisfaction and retention.
• Proactively engage with potential clients to expand the loan portfolio.
• Provide personalized financial solutions tailored to clients’ needs.
• Assess loan applications by gathering necessary documentation, verifying information, and conducting preliminary assessments.
• Recommend and facilitate loan approvals based on established guidelines and risk assessments.
• Ensure timely disbursement and follow-up on loans, monitoring repayment schedules.
• Actively market and promote the institution’s loan products to increase market penetration and client base.
• Meet monthly sales and loan disbursement targets set by the organization.
• Educate clients on the various loan products and services offered, explaining terms and conditions.
• Provide excellent customer service, addressing inquiries and resolving issues efficiently.
• Advise clients on best financial practices, including repayment strategies, loan options, and related services.
• Handle loan repayments and resolve any delinquency issues promptly.
• Ensure compliance with internal policies, regulatory requirements, and industry standards.
• Identify and mitigate potential risks in loan applications and client management.
• Assist in the preparation of reports on loan performance and any risks related to clients.

Qualifications & Experience

• Certificate/Diploma in any field.
• At least 1 year of experience as a loans or Relationship officer in a Sacco, MFI or Bank
• Strong communication and interpersonal skills, with the ability to build and maintain relationships.
• Good understanding of loan products, financial services, and credit assessments.
• Ability to work independently and meet set targets.
• Proficiency in Microsoft Office applications.

How to Apply

• If you meet the above qualifications, skills and experience share CV on recruitment@britesmanagement.com
• Interviews will be carried out on a rolling basis until the position is filled.
• Only the shortlisted candidates will be contacted.

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