Snr Manager, Business Credit Support Job Gulf African Bank

Banking Jobs. Gulf African Bank Jobs

The Senior Manager, Business Credit Support will lead a team of business credit analysts and act as a key link between Relationship Managers and Credit to ensure that all credit proposals are well-structured, risk-mitigated, and aligned with the Bank’s appetite. The role ensures efficient turnaround times, portfolio monitoring, and risk containment to build a strong, sustainable, and profitable asset book.

Key Responsibilities:

Strategy & Advisory

• Provide expert guidance on credit trends and sector-specific risks.
• Drive continuous improvement of credit processes and policy reviews.
• Build strong collaboration between business and credit units through joint engagements and forums.
• Facilitate joint customer visits with credit to understand customer’s business models and operations that will support in decision making.
• Developing a detailed structure that would enable him/her monitor the quality and speed of processing business applications initiated from all business units to final decision being made.
• Act as key advisor to business, provide guidance on sectors and impact of emerging trends on the respective sectors.
• A key accountability of the Senior Manager Credit Support role is to build quality asset portfolio by effectively monitoring asset’s performance through quarterly reviews of the asset book.

Credit Origination & Underwriting

• Oversee timely and quality review of credit proposals before submission to Credit Dept.
• Monitor credit turnaround times and ensure adherence to SLAs.
• Conduct quarterly reviews of asset book to track performance and early warning signs.
• Review credit proposals originated from the business unit as per agreed thresholds as stipulated in the credit process workflow.

Portfolio & Risk Management

• Ensure annual reviews, covenant tracking, and stress testing of portfolios.
• Support distressed account monitoring and proactively flag early warning signals.
• Participate in industry outlook reviews to guide credit strategy.
• Support in interrogating and providing input on the Asset pipeline from the Relationship
• Managers to ensure that bankable transactions are being on-boarded and in line with the strategy.

Client Relationship Support

• Partner with Relationship Managers to ensure client needs are met and credit facilities are disbursed efficiently.
• Conduct joint client visits and produce quality call reports.
• Ensure customer information is handled with confidentiality and in line with policy.

Reporting & Analytics

• Provide regular reports on TAT, portfolio quality, covenants, OD management, and restructuring.
• Prepare Board papers for Credit proposals and Management reports for the Unit.
• Benchmark industry ratios and peer analysis to guide decision-making.

People & Team Leadership

• Mentor, coach, and develop credit analysts within the Unit.
• Drive performance management, talent development, and team engagement.
• Operational Excellence & Compliance
• Ensure all credit files and client documentation are complete and compliant.
• Enforce AML, KYC, Shariah, and other regulatory requirements.
• Address audit findings promptly and ensure resolutions are implemented.

Qualifications & Experience

• A Bachelor’s degree in Finance, Economics, Business, or related field
• Master’s degree will be an added advantage
• Professional Credit/ Finance qualifications (e.g., CPA, ACCA, Credit Management)
• At least 7–10 years’ experience in Commercial banking or Credit Risk with proven team leadership
• Strong understanding of credit underwriting, portfolio management, and sector analysis
• Excellent analytical, communication, and stakeholder management skills

How to Apply

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