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Business Origination Manager – Food & Agri Job Equity Bank

Banking Jobs, Equity Bank Jobs.

Job Purpose:

The purpose of the job is to conduct preliminary review and packaging of SME and Corporate F&A credit files to ensure compliance and appraisal completeness prior to presentation to credit risk department.

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Key Responsibilities

  • Preparation and analysis of F&A credit proposals for presentation to EXCO
  •  Present F&A business cases to credit risk and on need basis in credit committees
  •  Take part in development of F&A risk policy • Develop and continuously review F&A business template
  •  Create, maintain and review F&A client profiling criteria • Develop F&A business review matrices for various value chains.
  •  Advise on F&A industry trends and subsector business matrix
  • Continually review Food & Agriculture business portfolio and conduct stress testing based on prevailing and emerging industry risk factors.
  •  Develop and keep updated F&A environmental and social compliance policy.
  • Training Branch staff and supporting in resolution of credit risk issues that may arise from time to time.

Qualifications

Academic Qualifications & Experience

  • Holder Bachelor’s Degree, preferably in agriculture related courses such as Agricultural Economics, Agribusiness, Food sciences, Technology, agriculture finance or related field. 
  • AKIB/ACIB/CPA/ACCA/Credit Management or CFA would be an added advantage.
  • At least eight (8) years of relevant experience in the Food & Agriculture, five (5) of which must be in technical Credit Analysis.
  • Review and understand clients’ financial requirements and package appropriate credit proposals.
  • Analyse financial statements presented by customers and summarize them into the F&A’s standard appraisal templates/systems.
  • Analyse various industries and macro environmental factors as they relate to clients’ requests under review.
  • Identify SME and Corporate capacity gaps in the bank staff, train, mentor and coach them for better performance.
  • Continuously analyze the industry and macro-environmental factors and keep updated F&A analysis toolkit.

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